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There has always been a struggle between FHA loan rates and VA loan rates. The best finance rates available today are VA finance rates. As a veteran of the Armed Forces, you are eligible for lower appeal rates on a new VA loan or on a VA Streamline refinance. Appeal rates have been lowered across the board, so much that now they are at historic lows. They haven?t been this low since the notch day of Disneyland! This function behind the drop was to boost the slow-moving housing nation, but the beneficial side effect is lower house payments and more money in our pockets. It is your right, as a member of the United States air force to hear refund such as appeal rates that are lower than those offered to civilians. Now FHA finance rates are higher than VA finance rates. Historically this has not always been the case.
Before 1934, home ownership was below 40%. To increase home ownership and start the climb out of the depression, Head Roosevelt?s produced the Federal Housing Administration, known as FHA. The FHA then introduced programs that offered realistic mortgages and appeal rates, enticing and cheering Americans to invest in homes. Within years, home ownership jumped to over 60%.
As early as 1944, the Specialty of Veteran Friend knew it had to offer practically priced loans to persistent servicemen. While the initial stages of development were lacking, it has since urban the curriculum and it is now one of the veteran?s most vital aids. As a veteran, active or retired, your air force benefit should be pleased, and the offer of lower appeal rates is just one of a few ways in which the VA can thank you. With lower VA finance rates, a veteran can delight in practically priced home ownership.
At the start, appeal rates for FHA and the VA were akin; sometimes one was higher than another. Now, rates for VA loans are incredible! Points lower than the FHA can offer. If you are air force, it is in your best appeal to take advantage of these historically low appeal rates and lock yours in today. The possibility of a rate increase is high, on the rise more likely with every passing day. Whether you are already in a VA loan and looking to refinance or are interested in a new hold, incredible opportunities are out there for you.
It is vital to note that VA finance rates are not issued by the VA, but by lenders. Yet, consequential which lender has the best rates at any given time is close to impossible. The best VA finance rates can be found by loan officers effective for you. They are kept up-to-date with the most contemporary rates and equipment by point lenders. Loan officers, or finance brokers, also know which lender will be the best match for you and your contemporary circumstances.
Josh Swenson and BestVAMortgageRates.com are proud to be a leader in as long as in rank and help to Veterans as they go through the process of obtaining a VA home loan whether it be a hold or refinance loan. I hope this info about VA Finance Rates was helpful.
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OS X malware used to spy on pro-Tibetan charities, reminds us all to keep updated originally appeared on Engadget on Fri, 30 Mar 2012 17:26:00 EDT. Please see our terms for use of feeds.
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Source: http://news.yahoo.com/nations-weather-094902441.html
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Microsoft releases update to Windows Phone SDK, adds support for 256MB devices originally appeared on Engadget on Mon, 26 Mar 2012 16:36:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/UgSmzVBoHmU/
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There are two
Guarantees in life: Death and Taxes. Believe it or not, Certain income taxes can be discharged in bankruptcy. Since income taxes can be defeated that leaves only death to figure out. Maybe I?ll write an article on that someday. In the meantime, let?s focus debt getting rid of tax.
It is easier to discharge the income tax than it is student loans. I remember the first time I heard that income taxes were dischargeable in bankruptcy. It was 8:00 am on a Saturday morning and only about 20 of us showed up for the lecture. Apparently no one wanted to wake up early for a lecture. That Particular lecture is one that changed the way I practice bankruptcy law and may be the one lecture that has made the biggest difference in my practice. Met in order to discharge taxes in bankruptcy there are a couple of criteria that must be. All of the criteria that go into mining deterministic if taxes can be discharged are too Numerous to discuss in this article. The first three criteria that I consider are: Were the taxes due more than 3 years ago?
Were the taxes filed more than two years ago?
Has the tax been assessed more than 8 months (240 days) ago?
Other criteria include, but are not limited to, issues surrounding the nature of the tax and if the returns were filed fraudulently.
What Does It Mean To Have Taxes Due More Than 3 Years Ago?Tax returns for a Particular year are filed after that year (ie 2010 returns are filed in 2011). Traditionally the return is not required to be filed until April 15 Additionally, any income tax that is owed is therefore required to be paid on April 15 Therefore in 2010 taxes become due on April 15, 2011. Consequently in 2010 the income tax will not be able to be discharged until April 15, 2014 (2010 income taxes due April 15, 2011 plus 3 years). On April 15, 2011 will be able debtors to discharge income tax. 2007
There are a couple of places where debtors can get messed up with the 3 year rule. First, sometimes the date, April 15, changes. This can be caused by April 15 landing on a Saturday or Sunday. In addition, 2010 taxes are due and returns on April 18, 2011 because the IRS decided this (actually it was because Congress took so long with Particular legislation). Finally, filing for an extension will change the date to a date later than April 15 Make sure you tell you attorney if you filed an extension
What Does It Mean to Have the Returns Filed More Than 2 Years Ago?
First point I want to make about this rule. If you want to discharge taxes for a year but have not filed a Particular return for that year, you will not be able to discharge the taxes
The measuring date is from the day you file your bankruptcy petition. This means that if you recently filed outstanding returns they are most likely not going to be dischargeable. Take the date the bankruptcy was filed and subtract two years. If the return in question was filed before that date, you are fine. If it has been a while but not quite 2 years visit with your bankruptcy attorney to see if there is a way to delay the filing bankruptcy
Combining the previous two rules. On May 1, 2011 a client comes to me and wants to discharge taxes from 2007 but did not file his 2007 returns until June 1, 2009.
I would tell the client to wait until June 2, 2011 and file for bankruptcy. That way the returns would be on file for 2 years and the taxes would have been owed for more than 3 years.
What Does It Mean To Have Taxes Assessed When a taxing authority assessestaxes what that really means is that the taxing authority is ?crystallizing? the liability to pay tax and the amount of tax to be paid. In other words, when a tax is assessed the requirement to pay tax and the amount are determined. This is not determined when the tax return is filed. It is an internal procedure that a taxing authority applies. Normally it is done shortly after a tax return is filed but not always.
Take for example the individual who files a return and is self employed. If someone he did business for a 1099 files with the IRS after the due date the IRS is still going to expect taxes to be paid on the earned income. A tax may be assessed based on the late filing of the 1099 against the self employed individual. The timing of the assessment will be based on deterministic mined when the Internal Revenue Service gets around to ?auditing? the account. . I have seen the Iowa Department of Revenue take a few years to adjust the assessmenttranslate
The timing of the assessment can be affected by returns being filed; returns being audited, and offers and Compromises being entered into. The best way to deter mine when a tax was assessed is to contact the taxing authority.
What Is The Nature Of Some Taxes That Are Not Able Discharge?As previously discussed income taxes can be dischargeable if Certain criteria are met. Of course not all income taxes are not tax. The most common type of taxes are income tax that taxes are called fiduciary or fiduciary trust tax. taxes include taxes such as:
Unemployment Taxes;
Withholding Taxes (941 taxes);
Sales Tax
Fiduciary taxes are those that someone from a third party collects and pays to a taxing authority on behalf of the third party.
As an example, when you go to the store you pay sales tax . Merely The clerk serves to collect the tax you pay. Later, the clerk that pays on your behalf to the taxing authority. More plainly stated trust, fiduciary taxes are collected from a third party (sales and income tax withhold, etc.) and held in. Since they are not the property of the debtor, the tax can not be discharged. The issues surrounding the discharge of a tax in bankruptcy can be very complicated. Even more complicated is how to deal with taxes in bankruptcy that can not be discharged. It is important to seek competent legal advice from an attorney with experience in this area. id=?article-resource?> Sam Marks graduated from Drake Law School after completing undergraduate work at the University of Iowa. After passing the bar, he developed a general law practice that included work in criminal, family and juvenile law. As time passed, he began focusing specifically in the areas of bankruptcy and consumer protection. Sam is frequently asked to Provide lectures to attorneys, business professionals and the public on the topics of bankruptcy and consumer protection and how these issues affect other aspects of the law. He enjoys these presentations and the opportunity to discuss current events They provide the legal systemContact Sam through his website at MarksLawDM.com
More Tax Articles
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Robert O'Gorman, on March 22, 2012, of Washington Twp. Age 41. Brother of Steven R. and Debra Hopp (Rick). Uncle of Nicole and Danielle. Viewing Monday 9:30-11:00 am at the Egizi Funeral Home, 119 Ganttown Rd., Washington Twp. Funeral service 11:00 am. Interment Hillcrest Memorial Park, Washington Twp.
Source: http://wnep.tributes.com/show/Robert-O-Gorman-93478575
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Detroit? The state on Friday appealed a judge's ruling that stripped power from Flint's emergency manager and reinstated the mayor and the City Council.
The "sweeping and unprecedented" ruling by Ingham County Circuit Court Judge Rosemarie Aquilina "creates financial and administrative uncertainty for the city and its people," according to a brief filed in the state Court of Appeals by Attorney General Bill Schuette on behalf of Gov. Rick Snyder and Flint's financial review team.
Aquilina's finding Wednesday that the review team violated the Open Meetings Act was similar to an earlier finding by Ingham County Circuit Judge William Collette that the Detroit financial review team violated the same statute. Collette in February filed a permanent injunction barring members of the review team from meeting in secret.
Collette will hold a contempt hearing Thursday in Mason to decide whether state Treasurer Andy Dillon or other members of the Detroit review team violated his injunction by meeting in secret.
The court challenges in Detroit and Flint are among a number of assaults on Public Act 4, the emergency manager act. A separate lawsuit that claims the act violates the state Constitution, because it allows emergency managers to overrule elected official. Opponents have collected 230,000 signatures in an effort to get a repeal of the statute on the November election ballot.
Aquilina's order was in response to a lawsuit brought by the leader of a union that represents some Flint city employees.
The decision invalidated the appointment of Flint emergency manager Michael Brown, who was appointed late last year.
Under Public Act 4, emergency managers can make wide-ranging decisions to fix a municipality's or school district's financial situation. Emergency managers can sell off assets, void worker contracts and make decisions without city council or school board approval.
The cities of Pontiac, Ecorse and Benton Harbor and school districts in Detroit and Highland Park are among those under the direction of emergency managers.
kbouffard@detnews.com
(517) 371-3660
Source: http://www.detroitnews.com/article/20120323/POLITICS02/203230440/1022/rss10
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ScienceDaily (Mar. 22, 2012) ? People with autism have a greater than normal capacity for processing information even from rapid presentations and are better able to detect information defined as 'critical', according to a study published March 22 in the Journal of Abnormal Psychology. The research may help to explain the apparently higher than average prevalence of people with autism spectrum disorders in the IT industry.
Autism is a lifelong developmental disorder that affects social interaction, communication and, often, learning; however, people with autism show an increased ability to focus attention on certain tasks. Yet clinical reports backed up by some laboratory research show that these individuals can be more sensitive to the distracting effects of irrelevant stimuli, such as flashing lights or particular sounds, which can be easily ignored by people without the disorder.
Professor Nilli Lavie, from the Institute of Cognitive Neuroscience at UCL, hypothesises that this combination of the ability to focus and a susceptibility to distraction might be caused by a higher than normal information processing capacity.
"Our work on perceptual capacity in the typical adult brain suggests a clear explanation for the unique cognitive profile that people with autism show," she says. "People who have higher perceptual capacity are able to process more information from a scene, but this may also include some irrelevant information which they may find harder to ignore. Our research suggests autism does not involve a distractibility deficit but rather an information processing advantage."
Professor Lavie, together with Dr Anna Remington and Dr John Swettenham from the UCL Developmental Science department, tested this hypothesis on 16 adult volunteers with autism spectrum disorders and compared their results against those of 16 typical adults in a task to challenge their perceptual load capacity.
The task involved looking at a circle of letters flashed very briefly on the screen and searching for some 'target' letters. At the same time, the participants were also asked to detect a small grey shape that occasionally appeared outside the letter circle.
When only one or two letters were flashed on the screen, the researchers found that both groups could successfully find the letter and detect the shape. However, making the search task more challenging by increasing the number of letters significantly impaired the detection performance of the typical adults -- but not of the adults with autism spectrum disorders, who were able to detect the extra shape just as well in the more challenging conditions. When the task became harder, they significantly outperformed the typical adults.
Professor Lavie says: "Our study confirms our hypothesis that people with autism have higher perceptual capacity compared to the typical population. This can only be seen once the task becomes more demanding, with more information to process. In the more challenging task conditions, people with autism are able to perceive significantly more information than the typical adult."
Professor Lavie believes that the finding may help explain why people with autism spectrum disorders, such as Asperger's syndrome, may excel in some careers such as IT, which can require intense concentration and the ability to process a great deal of information from a computer screen. Autism diagnoses in California's Silicon Valley reportedly increased three-fold in the 1990s, a phenomenon termed 'geek syndrome' by 'Wired' magazine.
"Our study clearly shows that people with autism can do better than typical adults in tasks involving rapid presentations of a lot of information," says Professor Lavie. "There are clearly careers, such as in IT, that can benefit from employing people with high-functioning autism spectrum disorders."
"These findings could also enable clinicians and families to help individuals with autism spectrum disorder capitalise on their strengths by exploiting the increase in perceptual capacity," adds Dr Remington.
The research also sheds light on the relationship between autism and 'savants', such as artist Stephen Wiltshire (who is able to draw in incredible detail a scene seen for only a few seconds) and Kim Peek (on whom the eponymous character of the film 'Rain Man' was based). The researchers argue that these abilities are, in part, likely to be a consequence of their high perceptual capacity; however, their study suggests that most people with autism share this characteristic, regardless of whether they possess exceptional savant-like abilities.
Funding was provided by the Wellcome Trust and the Economic and Social Research Council.
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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/Ce68XgljCaU/120322100313.htm
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The best protection towards identity theft, without doubt, is actually id theft avoidance. A current article inside USA Nowadays displays exactly how ID theft and scams can happen. A presence robbery band broken into in to Marshall Division Shop?s main personal computer and took a large number of bank card numbers. The actual ring members next journeyed throughout Florida using these ripped off charge card amounts to be able to cost high-value products with retailers like Wal-Mart.
However the more valuable level is, if you?ve ever searched with Marshall?s You might have discovered oneself along with credit card bills for many 1000s of dollars regarding merchandise you won?t ever purchased. Exactly what a massive head ache! True, you would not be legally accountable for those deceptive purchases. Nonetheless, your own personal credit record would be a significant chaos for a long time.
Clearly ? despite a few current legal guidelines ? identity theft will be the offense which is most likely probably in order to take place. It really is way too easy for criminals to obtain bank card figures and also social security figures these days. On this record I?ll briefly discuss exactly how identity theft takes place, what direction to go in the event that it happens to an individual, and also mention a few crucial self-protection actions.
ID Theft Described
ID theft and scams doesn?t generally suggest someone steals the id then should go off to any remote place and also lifestyles his/her life impersonating you and also accruing bills inside your identify. It indicates, but that is very unusual. Most commonly, it just signifies an individual operates upward bills using your bank card or perhaps credit rating. There?ve even already been cases regarding identification thieves taking out residence home loans under an individual else?s title, then flicking (re-selling) the house.
2 kinds of Identity Burglars or scams
There are two primary types of identification thieves, namely identity theft jewelry as well as person identification thieves.
ID theft jewelry appear like tiny Mafias with a employer and a group of underlings that do the harder risky jobs, for example establishing Credit score company accounts and going directly into retail stores to buy products using fake charge cards. (Numerous rings really produce valid-appearing credit cards, or even retain the services of professionals to get it done for them.)
Generally ID theft and scams bands use hit-and-run strategies, working in a set location for some several weeks after that disappearing.
One other kind of id burglar may be the Single individual who wants to be able to update his/her lifestyle by credit card fraud. Typically, this kind of identification thief will not make really as much of any train-wreck of the credit ranking because the ID theft rings. Even so you will probably find one investing much time trying to correct it.
Source: http://www.myncgh.com/preventing-the-id-theft-without-doubt.html
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The Android phone is for porn, but the Android Market Google Play store is not. Recently, the Reddit is Fun app was pulled from the Play store for inclusion of sexually explicit material, and the developer (rightfully) questioned things publicly. Of course, this started an outcry of epic proportions that in itself would be suitable for Reddit. Following suit, the rumblings of Google being unfair, and that they should pull every browser and other app that allowed access to the Internet began. That's how the Internet works -- it thrives on controversy and only works well when not all the facts are known.
Turns out the developer talked to the appeals team for the Google Play store, and the Reddit is Fun app did violate some rules that apps like the default browser or a Twitter app did not. The default install of the app included direct recommended links to pornographic material on the main page of Reddit. You see, the filtering agent that decides what is shown on the home screen of the app had all the sub-categories enabled by default. Categories like "ass," "NSFW," "pornvids," "spaceporn," and all other sorts of unsavory material that many folks wouldn't want to see would show up as links. If Grandma picked up your phone, and had no idea the sort of things available on Reddit, all she would know is that it was "Fun" and click them.
Nobody wants Grandma to see MeatSpin. Nobody. (Ed. Note: Phil could have gone the rest of his life without seeing it, too. Seriously, search that NSFW little nugget at your own risk.)
The Reddit is Fun developer is aware how to correct the issue, and we'll likely see the app "back on the shelves" shortly. Of course that part of the story didn't get picked up with the same steam the original pulling of the app did, but that's the Internet for ya.
This time around, we understand why the app was pulled, and can't say we disagree with the act of pulling it. Google could have had a little better communication, but that's another story for another day. There is a big question left, though.
How does Google decide which apps get pulled?
There are several Reddit apps in the Play store, and they all link to the same material. There are apps for 4chan (if you don't know, you don't want to) that link to things far, far worse. Why did these apps not get pulled? We're not sure, but we imagine user reporting has a lot to do with it. We've reached out to Google for a better explanation how this all works, and if we get answers we'll be sure to pass them along. In the meantime, this controversy can be put to rest while we await the next one.
Source: Reddit
Source: http://feedproxy.google.com/~r/androidcentral/~3/IFMYnxfsSyc/story01.htm
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In years past, fitness at home place home fitness equipment was quite admired from the open public. This shown sets from numerous varieties such as free weights, exercise golf balls, rowing devices, full body weight lifting workout devices, stationary bicycles, striders, along with treadmills. A decade in the past, a great many other digital cameras businesses began to test-out fresh products for being aggressive within the worldwide market place. However, people are increasingly more thoughtful when considering of buying and selecting the right health and fitness gadget for workout wants. In this article, I?m going to teach you some recommendations on the alternate options fits you better in selecting the right rice cooker reviews.
Workout Tools regarding Weight training
Lifting weights home fitness equipment gives workout that assists you have match whilst carrying it out in the home. It is usually a fantastic option with a open public physical fitness gym. They give anything from consider proteins, muscle tissue enhancers and also dumbells. The most up-to-date gym tools and device are often weight lifting exercise units intended for merchandisers. Weight lifting gives not only muscles development but all weight training exercise abilities which you will want in order to get cut as well as buff, although providing you an additional muscle to enhance your own full work out. Lifting weights video cameras typically carries a regular plus a weight stack that can be easy use in different workouts. Pull downs, lower-leg doing curls, elevates, arms or perhaps tricep routines, reducing physique exercises are provided too in case you choose weight training gadgets. Additional choices incorporate Powerline Adjustable Station home fitness space along with the system strong functionality fitness instructor which supports strengthen the upper and lower entire body muscle tissue.
Some other Education Tools Alternatives
Yet another suggestion when deciding on the correct headphones for running could be the Nautilus. Nautilus provides a large choice of potential home fitness home fitness tools. Along with conditioning devices and dumbbells, it provides quite a few physical fitness workouts in other parts of our bodies which is often difficult to burn up. Elliptical exercise machines, Total Physique Trainers, Stationary bikes, and Rowing models work best devices available you could locate. It can help will give you a elliptical trainer exercise routine and can in addition increase your endurance. Every one of these gadgets objectives certain regions within your body that builds up body fat easily.
Bowflex is the one other Honeywell HW2000I service provider that has been well-known through the years. These people offered numerous physical exercise gadgets each year and they also way too give a massive amount items to hold match fitness gyms and also exercise in the house use. The only feature that creates Bowflex genuinely unique is their innovative x-based method automatically items as well as the desire for you to test fresh fitness products which helps enhance weight lifting. Instead of making use of bulky bunch devices, they will integrate toughness as well as potential to deal with their particular x-based shape method that supply consumers a few ability their particular exercise routine. These take spot frequently upon any Bowflex health and fitness devices.
There are several fitness and also fitness center items that are becoming well-known through the years. Offering high quality using their gadgets along with giving a lot of fitness merchandise in order to buyers. Fitness at home place home fitness equipment is dependent upon different facets much like your issue, weight, finances, together with your degree of expertise in while using the gadget. If you discover and check out the merchandise, you may also seek some advice through physical fitness professionals. You might feedback that straight into use when you will decide for you to exercise routine in your house.
Source: http://nallekerho.info/?p=79
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Source: http://nbcsports.msnbc.com/id/21134540/vp/46797458#46797458
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Source: http://asics.lateststyle.org/2012/03/19/abercrombie-online-reference-and-education-psychic/
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DENVER (AP) ? Angeline Chilton says she can't drive unless she smokes pot. The suburban Denver woman says she'd never get behind the wheel right after smoking, but she does use medical marijuana twice a day to ease tremors caused by multiple sclerosis that previously left her homebound.
"I don't drink and drive, and I don't smoke and drive," she said. "But my body is completely saturated with THC."
Her case underscores a problem that no one's sure how to solve: How do you tell if someone is too stoned to drive?
States that allow medical marijuana have grappled with determining impairment levels for years. And voters in Colorado and Washington state will decide this fall whether to legalize the drug for recreational use, bringing a new urgency to the issue.
A Denver marijuana advocate says officials are scrambling for limits in part because more drivers acknowledge using the drug.
"The explosion of medical marijuana patients has led to a lot of drivers sticking the (marijuana) card in law enforcement's face, saying, 'You can't do anything to me, I'm legal,'" said Sean McAllister, a lawyer who defends people charged with driving under the influence of marijuana.
It's not that simple. Driving while impaired by any drug is illegal in all states.
But it highlights the challenges law enforcement officers face using old tools to try to fix a new problem. Most convictions for drugged driving now are based on police observations, followed later by a blood test.
Authorities envision a legal threshold for pot that would be comparable to the blood-alcohol standard used to determine drunken driving.
But unlike alcohol, marijuana stays in the blood long after the high wears off a few hours after use, and there is no quick test to determine someone's level of impairment ? not that scientists haven't been working on it.
Dr. Marilyn Huestis of the National Institute on Drug Abuse, a government research lab, says that soon there will be a saliva test to detect recent marijuana use.
But government officials say that doesn't address the question of impairment.
"I'll be dead ? and so will lots of other people ? from old age, before we know the impairment levels" for marijuana and other drugs, said White House drug czar Gil Kerlikowske.
Authorities recognize the need for a solution. Marijuana causes dizziness, slowed reaction time and drivers are more likely to drift and swerve while they're high.
Dr. Bob DuPont, president of the Institute for Behavior and Health, a non-government institute that works to reduce drug abuse, says research proves "the terrible carnage out there on the roads caused by marijuana."
One recent review of several studies of pot smoking and car accidents suggested that driving after smoking marijuana might almost double the risk of being in a serious or fatal crash.
And a recent nationwide census of fatal traffic accidents showed that while deadly crashes have declined in recent years, the percentage of mortally wounded drivers who later tested positive for drugs rose 18 percent between 2005 and 2011.
DuPont, drug czar for Presidents Richard Nixon and Gerald Ford, wrote a paper last year on drugged driving for the Obama administration, which has made the issue a priority.
Physicians say that while many tests can show whether someone has recently used pot, it's more difficult to pinpoint impairment at any certain time.
Urine and blood tests are better at showing whether someone used the drug in the past ? which is why employers and probation officers use them. But determining current impairment is far trickier.
"There's no sure answer to that question," said Dr. Guohua Li, a Columbia University researcher who reviewed marijuana use and motor vehicle crashes last year.
His survey linked pot use to crash risk, but pointed out wide research gaps. Scientists do not have conclusive data to link marijuana dosing to accident likelihood; whether it matters if the drug is smoked or eaten; or how pot interacts with other drugs.
The limited data has prompted a furious debate.
Proposed solutions include setting limits on the amount of the main psychoactive chemical in marijuana, THC, that drivers can have in their blood. But THC limits to determine impairment are not widely agreed upon.
Two states place the standard at 2 nanograms per milliliter of blood. Others have zero tolerance policies. And Colorado and Washington state are debating a threshold of 5 nanograms.
Such an attempt failed the Colorado Legislature last year, amid opposition from Republicans and Democrats. State officials then set up a task force to settle the question ? and the panel couldn't agree.
This year, Colorado lawmakers are debating a similar measure, but its sponsors concede they don't know whether the "driving while high" bill will pass.
In Washington state, the ballot measure on marijuana legalization includes a 5 nanogram THC limit.
The measure's backers say polling indicates such a driving limit could be crucial to winning public support for legalization.
"Voters were very concerned about impaired driving," said Alison Holcomb, campaign director for Washington's legalization measure.
Holcomb also pointed to a failed marijuana legalization proposal in California two years ago that did not include a driving THC limit.
The White House, which has a goal of reducing drugged driving by 10 percent in the next three years, wants states to set a blood-level standard upon which to base convictions, but has not said what that limit should be.
Administration officials insist marijuana should remain illegal, and Kerlikowske called it a "bogus argument" to say any legal level of THC in a driver is safe.
But several factors can skew THC blood tests, including age, gender, weight and frequency of marijuana use. Also, THC can remain in the system weeks after a user sobers up, leading to the anxiety shared by many in the 16 medical marijuana states: They could be at risk for a positive test at any time, whether they had recently used the drug or not.
A Colorado state forensic toxicologist testified recently that "5 nanograms is more than fair" to determine intoxication. But, for now the blood test proposals remain politically fraught, with supporters and opponents of marijuana legalization hinging support on the issue.
Huestis, of the government-funded drug abuse institute, says an easy-to-use roadside saliva test that can determine recent marijuana use ? as opposed to long-ago pot use ? is in final testing stages and will be ready for police use soon.
Researchers envision a day when marijuana tests are as common in police cars as Breathalyzers.
Until then, lawmakers will consider measures such as Colorado's marijuana DUI proposal, which marijuana activists say imperils drivers who frequently use the drug such as Chilton, the multiple sclerosis patient.
She says that since she began using pot she has started driving again and for the first time in five years has landed a job.
Chilton worries Colorado's proposal jeopardizes her newfound freedom.
___
Follow Kristen Wyatt at http://www.twitter.com/APkristenwyatt
___
Online:
National Institute on Drug Abuse drugged driving report: http://goo.gl/ZAYwn
Source: http://news.yahoo.com/wrinkle-pot-debate-stoned-driving-183641529.html
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Everyone would like to not only have a job they enjoy, but also a financially rewarding one as well. Unfortunately, the job market is overcrowded right now. So how can you stand out from the crowd and get interviews with the best companies?
The best way to do this is through a technique and job seeking philosophy called ?Entrepreneurial Job Search?. Here is the basic concept. You as a person, are not merely an employee, but a business. Your education is an investment in the company of you. Your job history is your company?s success and growth statistics. In short, you are your own greatest asset and you have a lot to give any business that needs your services.
At first this might sound like the babblings of a second rate self-help guru, but it isn?t. Studies show that hiring managers very much appreciate and are more likely to hire candidates who clearly take pride in themselves and their work. If you hold to the philosophy that your career must be run like a business and that you personally are a money-making company, then your attitude will be different.
The first step to implementing this philosophy into your own job search is to take a realistic stock of your company?s assets. What is your education? Experience? Background? Specialized training? Research and find out exactly what the medium range of payment for the services you can provide is.
Second, be assertive when applying for jobs. Don?t just look online, find a job opening, slap a resume on and email and hope for the best. Call the hiring manager of the company, explain that you are interested in the position you?ve seen listed, and point blank ask for an interview. This may seem a little forward, but let them know you are applying for an interview, not just for their computer to send your resume into the land of forgotten applications. After you?ve submitted your application, follow it up with an email stating that you sent your application and are very much looking forward to talking to the hiring manager.
Is this aggressive? Yes. But it is also how businesses do business with each other. In the entrepreneurial job search philosophy, you are a company looking to merge with another company to the mutual benefit of both.
The entrepreneurial job search concept can be harder for those of us with shyer and more polite temperaments. But keep in mind that you want to communicate that you are energetic, capable, and on top of your game. You don?t need to be demanding or arrogant, and you should go out of your way to be cooperative, but you also need to show spunk and determination.
This is your career we are talking about. It is perfectly okay to carry yourself with energy and pride when seeking a new position. Show the hiring manager the right combination of qualification, reasonable financial expectation, and enthusiasm, and you are almost certain to get the interview, and the job!
Julie Austin doesn?t just teach entrepreneurism, she?s lived it from the ground up. She?s dedicated to helping others become employed for life by using the techniques entrepreneurs have known about for years. http://funjobfairs.com
Source: http://careertask.com/2012/03/19/get-your-job-interview-through-an-entrepreneurial-job-search/
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I have been using FTM2006 almost daily for years with few problems. The last 6-8 weeks I have a recurring problem. I prefer to do seaches from the FTM program (by individual person using the Web Search Resources Box).
Lately, 8 times out of 10 when trying to search I get the "The server is currently unavailable or your system is behind a firewall" message. I have contacted Ancestry.com tech support numerous times including a 10-day running dialogue via email with a tech. Also, numerous times the gold star does not appear in the Web Search Box even though I know there's lots of info on Acom about an individual.
Acom has offered many possible reasons for this, all of them having to do with my computer. As I am pretty much computer illiterate, I have not added, deleted or changed any computer programs or settings. Acom insists they have not had complaints or inquires from anyone about the problem I am reporting. They further insist they have done nothing recently to cause this particular problem.
I am very frustrated. Sometimes I can search via the Web Search Resource for a particular individual, get results fine then when I hit "next page" I get the error message.
Sometimes I have no problem for an hour then, it's back. If it's my computer, why would the search work some times and not others.
Acom's basic answer has been, they don't know but it's not them and I should consider upgrading to FTM2012 (FTM2006 basically serves my needs & I'm used to it). My position is I don't want to upgrade at this time and if Acom cannot make FTM2006 work properly on this computer why should I assume FTM2012 will work any better.
Has anyone had this problem?
By the way, FTM2006 has a known problem with Vista and making reports. I have run the "fix" and it made a bigger mess that caused me to have to reload FTM2006 completely and never fixed the original problem. I nearly had a heart attack thinking I had lost all my 900+ individuals & 20 years of research! I have learned to live without reports for the time being.
Any help for the computer-challenged would be appreciated.
Source: http://boards.ancestry.co.uk/topics.software.famtreemaker/8284/mb.ashx
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As your company starts to expand beyond the local market, domestic as well as international business trips start to fill up your calendar. This week, I?m focusing on practical advice for the novice and experienced traveler both?
Vital Items to Pack
Like most business travelers, my most important belongings are 1) my passport and any required visas, 2) my mobile phone, and 3) my laptop computer. Anything else can normally be replaced. Obviously know where your passport is at all times. Depending on where you are traveling and the political sentiment towards your nationality, consider a cover for your passport available at any luggage store.? Take your mobile phone but be sure to contact your provider before leaving to make sure that your destination country is covered and any additional charges that might be incurred. Believe me, I?ve discovered the pitfalls of international charges the hard way. If the charges are significant, consider picking up a cheap cell phone or at least a local SIMM card when you arrive in country. As for your laptop, ALWAYS remember any electronic cords and then buy the corresponding adapters.
What to Wear
In most places around the world, business contacts expect you to wear the same outfit more than once. So be sure to have enough under garments, but then plan on wearing that suit 2-3 times before changing. In some countries, changing outfits daily is considered bad for the environment (extra washing) or snobbish. Research the standard business attire before you go. In countries with high rain probability, throw in a travel umbrella.
Where to Stay
The guidelines on hotels and transportation vary greatly from country to country. For instance, in Asia you would want to try to stay at the most prestigious hotel possible and possibly even hire a driver and a nice car. In the Netherlands, you would want to do the opposite. The Dutch admire thriftiness in their entrepreneurs and would expect you to stay in an affordable hotel and probably ride public transportation to a meeting site. Latin America would be somewhere between the two extremes and your hosts would probably help to make your arrangements while helping to balance cost and quality.
Please let me know if you have any specific questions about international business travel! Good luck in all of your business ventures.
Becky DeStigter shares with us that, "My professional mission is to help entrepreneurs around the world to become more competitive and successful. I have started two companies - one a failure & one a success. I have worked in several early-stage companies and have been through the IPO exit process twice. I have an MBA with emphasis on Entrepreneurship and a Masters in International Business. I can speak English, Dutch, some Spanish and German, and my latest language passion is learning Mandarin Chinese. Please let me know if I can help you."
Click Here To See Her Full Profile.
Source: http://www.entrepreneurcommunityonline.com/business-travel-entrepreneur-style/
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